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PERSONAL ACCOUNTS
CAREFREE CHECKING
WINNER CHECKING
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No minimum balance
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Free personal money orders & notary
services
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Includes accidental death insurance policy
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2 boxes of free winner checks per year
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Minimum balance to open is $100.00
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Club fee of $8.00 per month for Single / $10.00 per month
for Joint
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Free Check Card upon approval
NOW ACCOUNT CHECKING
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Interest earned monthly
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Minimum balance to open is $1,000.00
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No monthly fees if balance remains above $1,000.00
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No limit on number of checks written each month
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Free Check Card upon approval
MONEY MARKET CHECKING / PREMIUM MONEY MARKET
CHECKING
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A competitive tiered rate interest earning account
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Minimum balance to open is $2,500.00 ($10,000.00 Premium)
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No monthly fees if balance remains above $2,500.00
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Limit of 6 transactions per month
STATEMENT SAVINGS ACCOUNT
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Minimum balance to open is $100.00
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No monthly fee if balance remains above $100.00
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Limit of 6 withdrawals per month to avoid service charge
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ATM Card access available
BUSINESS ACCOUNTS
REGULAR BUSINESS CHECKING
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Minimum balance to open is $1,000.00
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Unlimited transactions
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Available to Sole Proprietors, Corporations, Partnerships,
& LLC’s
BUSINESS NOW CHECKING
(Interest earning power for Sole Proprietors)
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Interest earned monthly
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Minimum balance to open is $2,000.00
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No monthly fees if balance remains above $2,000.00
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Unlimited transactions
MONEY MARKET CHECKING / PREMIUM MONEY MARKET
CHECKING
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A competitive tiered rate interest earning account
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Minimum balance to open is $2,500.00 ($10,000.00 Premium)
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No monthly fees if balance remains above $2,500.00
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Limit of 6 transactions per month
STATEMENT SAVINGS ACCOUNT
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Minimum balance to open is $500.00
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No monthly fee if balance remains above $500.00
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Limit of 6 withdrawals per month to avoid service charge
CERTIFICATES OF DEPOSIT
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CD’s available for 6 months, 1 year, 2 year, & 3 year
terms
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Highly competitive rates (Check Deposit Rate Schedule)
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Minimum balances to open starting at $1,000.00
IRA ACCOUNTS
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Traditional or ROTH IRA’s available
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Minimum balance to open is $500.00
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Variable & Fixed Rate accounts available
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Very competitive rates (Check Deposit Rate Schedule)
HEALTH SAVINGS ACCOUNTS
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Available to those with high deductible health insurance
plans
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Minimum balance to open is $100.00
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Tiered interest rates for higher balances
OTHER SERVICES
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Safe Deposit Boxes at all three locations
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24/7 Free Online Banking
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Night Depository at all three locations
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Drive-up ATM access at all
three locations
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ATM / Debit Cards
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Farmers Exchange Bank VISA® Credit Cards
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