Deposit Rates

member

DEPOSIT RATES

			Annual Percentage
Account Type	Minimum Balance	Interest Rate	Yield (APY)

*6 Month CD	$2,500.00	0.40%	0.40%

*1 Year CD	$1,000.00	0.70%	0.70%

*2 Year CD	$1,000.00	1.00%	1.00%

*3 Year CD	$1,000.00	1.40%	1.40%

**Statement Savings	$100.00	0.20%	0.20%

**NOW Checking	$1,000.00	0.10%	0.10%

**Money Market Acct.	$2,500.00	0.10%	0.10%

**Premium Money Market	$2,500.00-$9,999.99	0.10%	0.10%
	$10,000.00+	0.15%	0.15%
	$100,000.00+	0.20%	0.20%

**Health Savings Account	$500.00-$4,999.99	0.25%	0.25%
	$5,000.00+	0.25%	0.25%

**IRA 18 Month Variable	$500.00	0.70%	0.70%

IRA 24 Month Fixed	$500.00	1.00%	1.00%

- The Annual Percentage Yield shown above assumes that all principal and interest remains on deposit for the entire term. - Fees could reduce earnings on the above accounts. - Additional account disclosure is provided in the supplement to account rules. - A Penalty may be imposed for early withdrawal from Certificates. - You must retain the required minimum balance on a daily basis to earn the annual percentage yield disclosed. * Interest Rate based on interest compounded semi-annually. Variable Interest Rate - At our discretion, we may change the interest rate and annual percentage yield at any time. *These figures are for information purposes only. Rates are subject to change at anytime.*** The following eligibility requirements apply when opening a new Certificate of Deposit or a new IRA Certificate of Deposit: You must have an open deposit account that receives at least one direct deposit to it each month or have an active loan at the time the certificate is opened.